Emily Haywood Real Estate for Prince William and Stafford Counties
Emily  Haywood

How Much Can You Afford?


 
Our calculators will help you determine loan amounts, mortgage qualification, affordability or whether you should be renting or buying.

Complete the fields below and click Calculate Now. To view the results of each calculation, click on the various tabs.  To email yourself a copy of the results, click the Receive this Detailed Analysis link.

 
Required
Term In Years:     
Interest Rate:      %
Cost of Home:  $
Down Payment:  $
Annual Insurance:  $
0.43%of Cost
Annual Property Tax:  $
1.2%of Cost
Monthly Income:  $
Monthly Debt:  $
Optional
Gross Debt Service Ratio (GDS):     
Total Debt Service Ratio (TDS):     
Condos Fees:  $

Results
  Receive this Detailed Analysis


Mortgage   Qualification   Affordability   Rent vs Buy    

Your Monthly Payments
 
Loan Amount:    
Loan Insurance ( %):
Total Loan(Mortgage) Amount:
 
Principal & Interest:    
Homeowners Insurance:    
Property Taxes:    
Condo Fees:    
Monthly Loan Insurance (%):    
Total Monthly Payment:    
 



VA recordation taxes


How to compute recording tax fees:

$3.30 per $1000 of Sales price plus loan amount.
1/4 = County Tax Stamps
3/4 = State Tax Stamps

Example:

Sales Price =     $300,000
Loan Amount +  $285,000
Total =              $585,000
                           x3.30%
                         $1930.50/4=$482.63

$482.63 = County Tax Stamps

$482.63 x 3 = $1447.88 = State Tax Stamps

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